Please note that by submitting this form you understand that coverage is not bound and no policy is issued or in effect. This information is for quoting purpose only. Coverage cannot be bound until such time as we submit a formal application to you and it is signed and returned to our office along with the appropriate down payment. All information submitted is held in the strictest confidence and is only used for the purposes of providing you an insurance quote.
To provide an accurate quote, please compete all questions as listed below.
HOME COVERAGE INFORMATION
Coverage A. Dwelling Limit:*
see Coverage
Coverage A - Dwelling: Provides coverage for damage to the dwelling/home that is located on the insured premises and is owner occupied subject to the terms and conditions of the Homeowners Policy. Any structure that is attached to the home is covered under this section and must be included in the limit. Examples are attached Garages, and attached decks.
Coverage B. Other Structures Limit (policy automatically comes with 10% of Coverage A. Limit)
see Coverage
Coverage B – Other Structures: The standard policy automatically provides a limit of 10% of the coverage A limit. This section covers other structures/buildings that are located on the insured premises but are not attached or connected in any way to the dwelling. Examples of other structures are unattached garages, sheds, below ground pools.
If you need more than the automatic limit please list:
Coverage C. Contents Limit (Policy automatically comes with 50% of Coverage A Limit)
see Coverage
Coverage C – Personal Property: The standard policy automatically provides a limit of 50% of the coverage A Limit. This section provides coverage for your personal property and contents that are located in or on the premises. The easy way to determine if something is contents would be if you could tip the house upside-down, anything that fell onto the ceiling would be Contents. Examples of Contents Coverage would be furniture, clothing, food, plates and dishes.
If you need more than the automatic limit please list:
Coverage D. Loss of Use: (Policy automatically Comes with 20% of Coverage A Limit)
see Coverage
Coverage D – Loss of Use: The standard policy automatically provides a limit of 20% of the coverage A. Limit. This section consists of three loss of use coverage: 1. Additional living expense, 2: Fair Rental Value 3: Prohibited use. This coverage is used in the event of a covered loss and the house becomes uninhabitable because of that loss. Examples of coverage would be if there were a fire at your home and you had to live in a hotel, or rent an apartment until the damage is repaired.
If you need more than the automatic limit please list:
Coverage E. Personal Liability:
see Coverage
Coverage E – Personal Liability: Coverage is provided if a claim were made or a suit is brought against an insured for damages of bodily injury or property damage caused by an occurrence to which this coverage applies. Defense cost are included within this coverage.
Coverage F. Medical Payments:
see Coverage
Coverage F – Medical Payments: Coverage is provided for necessary medical expenses that are incurred or medically ascertained because of bodily injury or property damage caused by the insured.
Would you like a quote for Flood Insurance?
Yes No
Would you like a quote for Earthquake Insurance?
Yes No
Do you have jewelry valued at more than $1000?
Yes No
If yes please list:
Do you have a collection such as antiques, silver, guns, humels or other?
Yes No
If yes please list:
Do you operate a business out of your home?
Yes No
If yes please explain:
Is your net worth more than $1,000,000?
Yes No