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While most insurers provide fair settlements, time is money, too. Be sure the carrier you choose has a reputation for fast claim service.

Choose only the coverage you need. For example, if your car is over 5 years old, maybe you should drop collision insurance.

Saving a few dollars up front could cost you a significant amount of money at a time of loss.

By "self insuring" what you can afford, deductibles can save you significant premium dollars.

Don't underestimate jury awards often they are astronomical. Consider liability coverage carefully.

This is economical coverage that picks up where your auto (and homeowners) liability leaves off. It can save huge amounts in the event of a monumental large judgment against you.

Some insurers offer multiple car discounts and safe driver discounts -- even discounts based on years of experience or retirement status.

Question Without this option, you will not be paid for fire, theft, vandalism or other losses out of your control.

This is an important dollar saver in the event you are the victim of a hit and run driver, or one without insurance.

Following an accident, without this coverage, you might have to go "out-of-pocket" to move your auto or rent a replacement car.

If you have a car loan, this insurance is required but you should protect your interests too in the event your car is badly damaged by unknown persons.

We are independent agents representing several companies that want to compete for your business. We'll do the "shopping" for you.