6 - Schedule Art, Furs, Antiques and Collectibles
Make certain all items of this nature, (especially those worth more than face value) are separately "scheduled" for their worth.

7 - Ask About "Off-Premises" Coverage
Don't take a chance with expensive equipment. Make sure your insurance possessions in transit and for "mysterious disappearance." (Lack of coverage can be an extremely costly mistake.)

8 - Make Sure You Get Proper "Credits"
Many policies provide discounts for central and other alarm systems, for proximity to fire hydrants and fire stationsŠ. for proper smoke alarms.

9 - Check Your Coverage For "Living Expenses"
In the event of fire or other damage to your home, your policy should provide adequate payment for alternate lodging during the period of rebuilding.

10 - Find Out About Excess Liability
Don't take basic liability coverage for grantedŠespecially if you have "attractive hazards" such as a swimming pool or "frisky" pets. (Lawsuits settlements really have become excessive.)

11 - Don't Ignore Earthquake and Flood Insurance
"It can't happen here" has cost many a homeowner thousands of dollars and countless grief. Neither peril is covered under standard policies --- check them out.

12 - MOST IMPORTANT Talk To Us!
We're independent agents representing several companies that want to compete for your business. Let us do the "shopping" for you. We can almost certainly save you money and concern.

And by insuring through us, at a time of loss, you have an agent who represents your interests --- not the insurance companies. We'll handle the paperwork and make sure you get a fast, fair claim settlement. Isn't that what insurance is all about? For sure, it's what we're all about.

DON'T DELAY - FIND OUT TODAY HOW TO SAVE ON HOMEOWNERS INSURANCE!

Let us offer you a quote!